Portfolio Construction

Proper diversification is the best method to control non-market risk, and is at the heart of Wayne Hummer core investment beliefs. As a result, maintaining disciplined portfolio constraints becomes a means to control risk for our clients. We carefully and consistently monitor the portfolio's sector, industry, security, style and size weightings to prevent being over or under exposed to each particular area relative to the overall market. Greater or lesser emphasis in each of these areas is based upon the firm's view of the economy and markets, with the goal of providing a greater portfolio return than the market.